| COVERAGE SUMMARY PREMIUM |
EXPENSES COVERAGE |
| ILLNESS OR ACCIDENTAL INJURY: M.D, prescription, hospital |
|
| Worldwide except Europe | WITHOUT DEDUCTIBLE OR CO-PAY 200,000 € |
| Europe | WITHOUT DEDUCTIBLE OR CO-PAY 100,000 € |
| Chiropractic/Physiotherapy | Due to an accident and as prescribed by MD. |
| Emergency dental coverage | 150 € |
| Travel costs | |
| Medical evacuation to home country | UNLIMITED |
| Repatriation of remains |
UNLIMITED |
| Transportation of 1 family member if insured hospitalized + 5 days |
Up to 2,000 € |
| Death compensation |
15,000 € |
| Disability resulting from an accident |
|
| Total disability |
Up to 75,000 € |
| Partial disability (according to percentage of disability) |
From 1% to 99% |
| Emergency return transportation in case of a death or life-threatening illness/accident of the mother/father/sister/brother |
Necessary and reasonable expenses |
| Third party liability coverage | |
| Personal injury (including legal expenses) |
Up to 750,000 e |
| Accidental damage to property (including legal expenses) |
Up to 450,000 € |
| Transmissal of urgent messages |
included |
| Bail |
7,500 € |
| Damages to borrowed items |
1,500 € |
| Cash advance (in case of theft) |
1,000 € |
| Assault (must be reported within 24 hours to the police) | Included in Illness or Accidental injury |
| Disfigurement compensation(included in Disability resulting from an accident) | Up to 15,000 € |
| Baggage and personal effects benefit* | 1,000 € |
| Including "theft prone" property | 300 € (300 € per item) |
* "Theft prone" property, jewelry, cameras, video equipment, tape recorders, electronical appliances, radio-stereo equipment, musical instruments, games and sport equipment, boats are insured all together up to 300 €.
Maximum compensation for each item or piece of clothing is 300 €.
Items purchased abroad, souvenirs, gifts, etc are insured all together up to 300 €.