Au Pair health
travel insurance

my au pair TRAVEL insurance coverage

• Medical and dental expenses

  Illness - Accident Medical expenses / Hospitalization (prescriptions, M.D., hospital)	Up to 1 000 000 €
  Medical expenses (prescriptions, M.D., hospital) during temporary breaks of less than 30 consecutive days in the home country	Up to 25 000 €
  Psychological / psychiatric illness	Psychological assistance 3 calls or reimbursement of psychiatric or psychological doctor fee (Practitioner fee maximum reimbursement 200€)
  Pregnancy expenses	75% of medical expenses up to 3 500 € Waiting period 180 days
  Emergency dental coverage	500 € per year
  Dental orthodontics necessitated by accident	420 € per tooth / 1000 € per year

• Travel expenses - repatriation

  Medical evacuation	Real expenses
  Evacuation of the insured to the medical center	Real expenses
  Family member visit In case of hospitalization of the insured for + 3 days In case of hospitalization of the insured for + 7 days	Round trip ticket and lodging expenses 1 person up to 1 900 € 2 persons up to 3 300 €
  Emergency return of the Insured in case of death of serious illness of a parent (father/mother/sister/brother)	Ticket back to the home country
  Repatriation of remains	Real expenses
  Transportation delay	420 € maximum

• Third party liability coverage including during Au Pair activities

  Personal injury	Up to 4 500 000 €
  Damage to property	Up to 450 000 €
  Damage to property in the Host Family	Up to 500 €

• Assistance coverage

  Renewal expenses in case of key loss	40 € per key ring and per year
  Urgent message transmission	Available
  Bail	3 000 €
  Cash advance (in case of theft of your means of payment)	1 000 €

• AU PAIR SPECIFIC BENEFITS

  Hotel expenses in case of transfer of the Insured Au Pair to another Host Family	50 €/night maximum 6 nights or 300 €
  Reimbursement of tuition fees in case or early return of the Insured Au Pair (medical evacuation, emergency return home for a covered reason)	prorata temporis maximum 400 €

• HOST FAMILY SPECIFIC BENEFITS

  Refund of management fees to the Host Family in case of cancelation or interruption of the Insured Au Pair due to illness/accident/medical evacuation and no substitute available	maximum 350 €
  Compensation to the Host Family in case of: - Hospitalization more than 3 days of the Insured Au Pair or - medical evacuation, early return, Au pair change, during the time gap before the arrival of another Insured (not due if the Host Family rejected a replacement)	25 €/day maximum 400 €

• Accidental disability

  Disability compensation (according to pertcentage of disability)	Up to 75 000 €
  Disfigurement compensation	Up to 11 900 €

• Assistance in case of accidental death

  Death compensation	10 000 €
  Funeral expenses including casket or urn expenses	2 500 €

• Luggage insurance

  Theft, loss, damage to luggage	2 500 €
  Luggage delay	175 € per person

  Valuable items, jewelry, electronic equipement, photo, camera, tape recorders, MP3 players, musical instrument, games and sport equipement, boats are insured all together up to 300 €.

  Maximum compensation for each item or piece of clothing is 300 €.

  Items purchased abroad, souvenirs, gifts etc. are insured all together up to 300 €.